Pennsylvania Salary Paycheck Calculator
Are you interested in your take-home pay in Pennsylvania?
Our Pennsylvania Salary Paycheck Calculator provides a precise estimate of your net income after deductions. Whether you’re a current resident or considering relocating to the Bay State, knowing how your paycheck is distributed can help you manage your finances effectively.
Gross To Net Calculator
The amount that remains after these deductions are considered your net pay.
Pennsylvania Taxes: What You Need to Know
Pennsylvania has a flat individual income tax rate of 3.07%, with additional local income taxes applicable. The corporate income tax rate is 8.49%. The state sales tax rate is 6.00%, with an average combined state and local rate of 6.34%. The effective property tax rate on owner-occupied housing is 1.26%.
Key taxes
- Inheritance tax
- Gas tax: 58.7 cents per gallon
- Cigarette excise tax: $2.60
Taxable Income Classes
- Compensation
- Interest
- Dividends
- Net profits from business, profession, or farming
- Gains from property dispositions
- Income from rents, royalties, patents, and copyrights
- Income from estates or trusts
- Gambling and lottery winnings (cash prizes only)
Losses in one income class cannot offset gains in another, and carryforwards or carrybacks are not allowed.
Exclusions
- Qualified payments to IRC Section 125 plans for healthcare
- Capital gains from the sale of a principal residence for eligible taxpayers
- Personal use of employer-owned property
On average, Pennsylvania collects $6,264 in state and local taxes per capita and has a per capita state and local debt of $9,894. Public pension plans are 68% funded.
Here are the key tax withholdings in Pennsylvania;
Federal, State, and Local Tax Withholding
- Federal Income Tax: The federal tax brackets for 2024 range from 10% to 37%, depending on your income and filing status.
- State Income Tax (Pennsylvania): Pennsylvania has a flat state income tax rate of 3.07% for all filers.
- Local Income Tax: Local taxes vary by municipality. For example, Philadelphia has a wage tax rate of 3.79% for residents and 3.44% for nonresidents.\
FICA & State Insurance Taxes
- Social Security Tax: 6.2% on wages up to $168,600.
- Medicare Tax: 1.45% on all wages, with an additional 0.9% on wages over $200,000 for single filers.
- State Unemployment Insurance (SUI): Rates vary by state and employer experience rating.
Pre-Tax Deductions
- Medical Insurance: Premiums are typically deducted pre-tax.
- 401(k) Contributions: Up to $23,000 for 2024.
Health Savings Account (HSA): Up to $4,150 for individual coverage and $8,300 for family coverage.
| Category | Tax Rate/Limit |
| Federal Income Tax | 10% – 37% (varies by income and filing status) |
| State Income Tax (PA) | 3.07% |
| Local Income Tax | Varies (e.g., Philadelphia: 3.79% for residents) |
| Social Security Tax | 6.2% (up to $168,600) |
| Medicare Tax | 1.45% (additional 0.9% over $200,000) |
| State Unemployment Insurance | Varies by state |
| 401(k) Contributions | Up to $23,000 |
| Health Savings Account (HSA) | Up to $4,150 (individual), $8,300 (family |
Median household income in Pennsylvania
According to Statista, in 2023, the median household income in Pennsylvania was 79,820 U.S. dollars. This is a slight increase from the previous year when it was 72,210 U.S. dollars.
Pennsylvania Tax Brackets 2024
For the tax year 2024, Pennsylvania has a flat state income tax rate of 3.07% for all filers, regardless of their filing status (single, married, or head of household) and income level.
Here is a table depicting the Pennsylvania state income tax rate for 2024:
| Filing Status | Tax Rate |
| Single | 3.07% |
| Married (Joint) | 3.07% |
| Married (Separate) | 3.07% |
| Head of Household | 3.07% |
| Widower | 3.07% |
However, for federal taxes, the brackets vary based on income and filing status. Here’s the federal tax brackets for 2024:
| Income Range (USD) | Single Filers | Married Filing Jointly | Head of Household |
| Up to $11,600 | 10% | 10% | 10% |
| $11,600.01- $47,150 | 12% | 12% | 12% |
| $47,150.01-$100,525 | 22% | 22% | 22% |
| $100,525.01-$191,950 | 24% | 24% | 24% |
| $191,950.01-$243,725 | 32% | 32% | 32% |
| $243,725.01-$609,350 | 35% | 35% | 35% |
| Over $609,350 | 37% | 37% | 37% |
Frequently Asked Questions
Yes, their Paycheck Calculator does account for local taxes. Pennsylvania has numerous local taxing jurisdictions, including municipalities and school districts, each with its tax rates. For example, Philadelphia has a wage tax rate of 3.8% for residents. The calculator includes these local taxes to estimate your take-home pay accurately.
Yes, Pennsylvania allows specific deductions against income, including contributions to Medical Savings Accounts, Health Savings Accounts, IRC Section 529 qualified Tuition Programs, and IRC Section 529A Pennsylvania ABLE Savings Account Programs. These deductions can help reduce your taxable income at the state level.
Pennsylvania’s KEKA Paycheck Calculator is updated regularly to reflect the latest tax laws. For 2024, it includes federal, state, and local tax rates updates, ensuring that your calculations are accurate and up-to-date.
Pennsylvania has a flat state income tax rate of 3.07%, which applies to all income levels and filing statuses. In contrast, federal tax rates are progressive, ranging from 10% to 37% based on income and filing status. Additionally, Pennsylvania does not allow standard deductions or personal exemptions, unlike the federal tax system which offers these deductions to reduce taxable income.
To account for multiple jobs or additional income sources, you should include the total income from all sources when using the KEKA Pennsylvania Paycheck Calculator. This ensures that the calculator accurately reflects your overall tax liability. You can adjust the withholding amounts on your W-4 forms for each job to ensure the correct amount of tax is withheld.
Pre-tax deductions, such as health insurance premiums and retirement contributions, reduce your taxable income. These deductions are taken from your gross pay before taxes are calculated, lowering your overall tax liability. The Keka Pennsylvania Paycheck Calculator can account for these deductions to estimate your take-home pay accurately. For specific state calculators, such as Keka, you can input these deductions to see their impact on your net income.
When filing jointly with your spouse, select the “Married Filing Jointly” status in the KEKA Paycheck Calculator. This will adjust the tax calculations to reflect joint filers’ combined income and applicable tax rates. Ensure you input both spouses’ combined income and any applicable deductions to get an accurate estimate.
