North Carolina Salary Paycheck Calculator
Are you interested in your take-home pay in North Carolina?
Our North Carolina Salary Paycheck Calculator provides a precise estimate of your net income after deductions. Whether you’re a current resident or considering relocating to the Bay State, knowing how your paycheck is distributed can help you manage your finances effectively.
Gross To Net Calculator
The amount that remains after these deductions are considered your net pay.
In North Carolina, income tax withholding is required for salaries and wages of residents, regardless of where they are earned, and for non-residents performing services in the state.
Also, withholding applies to non-wage compensation for non-resident contractors and certain payments to individuals or entities lacking valid taxpayer identification numbers.
North Carolina does not impose an estate or inheritance tax. The state reports average state and local tax collections of $4,859 per capita and average state and local debt of $4,431 per capita.
Furthermore, public pension plans in the state are 89% funded.
North Carolina imposes income taxes on both residents and non-residents earning income from state sources.
Here’s their key tax rates and deductions considering primary tax rates:
| Tax Type | Rate/Details |
| Individual Income Tax Rate | 5.25% (flat rate for all income levels) |
| Corporate Income Tax Rate | 2.5% |
| Sales Tax Rate | 4.75% (combined average with local taxes ~7.00%) |
| Property Tax Rate | 0.63% (effective rate on owner-occupied housing) |
| Gas Tax Rate | $0.40 per gallon |
| Cigarette Excise Tax Rate | $0.45 per pack |
| Lottery Winnings Tax Rate | 4.5% on winnings over $600 |
An overview of North Carolina Taxes
Federal, State, and Local Tax Withholding
- Federal Tax Withholding: This is based on the federal income tax brackets ranging from 10% to 37%, depending on your income level and filing status.
- State Tax Withholding: North Carolina has a flat income tax rate of 4.5% for all taxpayers.
- Local Tax Withholding: North Carolina does not have local income taxes.
FICA & State Insurance Taxes
- FICA Taxes: These include Social Security and Medicare taxes. Social Security is taxed at 6.2% of your wages up to a specific limit, while Medicare is taxed at 1.45% with no income limit. An additional 0.9% Medicare surtax applies to high earners.
- State Insurance Taxes: These can include state disability insurance, state unemployment insurance, and state family leave insurance, though specific rates can vary.
Pre-Tax Deductions
- Medical Insurance: Contributions to employer-sponsored health insurance plans are typically pre-tax, reducing your taxable income.
- 401(k) Contributions: Contributions to a 401(k)-retirement plan are also pre-tax, with limits of $23,000 per year for 2024 and an additional $7,500 for those over 50.
Let’s take a glimpse the tax types and percentages in a table format
| Tax Type | Percentage/Rate |
| Federal Income Tax | 10% – 37%
|
| State Income Tax | 4.5% |
| Social Security (FICA) | 6.2% |
| Medicare (FICA) | 1.45%
|
| Additional Medicare Surtax | 0.9% (high earners) |
| 401(k) Contribution Limit | $23,000 |
| 401(k) Catch-Up Contribution | $7,500 (over 50) |
Median household income in North Carolina
In 2023, the median household income in North Carolina was $68,610, which increased from the previous year’s $65,070.
North Carolina Tax Brackets 2024
For the tax year 2024, North Carolina has a flat income tax rate of 4.75% for all taxpayers. This means that regardless of your income level, the same rate applies.
Here is table representing the standard deductions for all in general
| Filing Status | Standard Deduction |
| Single | $12,750 |
| Married Filing Jointly | $25,500 |
| Married Filing Separately | $12,750 |
| Head of Household | $19,125 |
| Qualifying Widow(er) | $25,500 |
Federal Income Tax Tables in 2024 Based on Income
Federal Single Filer Tax
| Tax Rate | Taxable Income Threshold | |
| 10% | Income from $ 0.000.00 | $ 11,600.00 |
| 12% | Income from $ 11,600.01 | $ 47,150.00 |
| 22% | Income from $ 47,150.01 | $ 100,525.00 |
| 24% | Income from $ 100,525.01 | $ 191,950.00 |
| 32% | Income from $ 191,950.01 | $ 243,725.00 |
| 35% | Income from $ 243,725.01 | $ 609,350.00 |
| 37% | Income from $ 609,350.01 | and above |
Federal Married (Joint) Filer Tax
| Tax Rate | Taxable Income Threshold | |
| 10% | Income from $ 0.000.00 | $ 23,200.00 |
| 12% | Income from $ 23,200.01 | $ 94,300.00 |
| 22% | Income from $ 94,300.01 | $ 201,050.00 |
| 24% | Income from $ 201,050.01 | $ 383,900.00 |
| 32% | Income from $ 383,900.01 | $ 487,450.00 |
| 35% | Income from $ 487,450.01 | $ 731,200.00 |
| 37% | Income from $ 731,200.01 | and above |
Federal Married (separate) Filer Tax
| Tax Rate | Taxable Income Threshold | |
| 10% | Income from $ 0.000.00 | $ 11,600.00 |
| 12% | Income from $ 11,600.01 | $ 47,150.00 |
| 22% | Income from $ 47,150.01 | $ 100,525.00 |
| 24% | Income from $ 100,525.01 | $ 191,950.00 |
| 32% | Income from $ 191,950.01 | $ 243,725.00 |
| 35% | Income from $ 243,725.01 | $ 365,000.00 |
| 37% | Income from $ 365,000.01 | and above |
Federal Head of Household Filer Tax
| Tax Rate | Taxable Income Threshold | |
| 10% | Income from $ 0.000.00 | $ 16,550.00 |
| 12% | Income from $ 16,550.01 | $ 63,100.00 |
| 22% | Income from $ 63,100.01 | $ 100,500.00 |
| 24% | Income from $ 100,500.01 | $ 191,950.00 |
| 32% | Income from $ 191,950.01 | $ 243,700.00 |
| 35% | Income from $ 243,700.01 | $ 609,350.00 |
| 37% | Income from $ 609,350.01 | and above |
Federal Widower Filer Tax
| Tax Rate | Taxable Income Threshold | |
| 10% | Income from $ 0.000.00 | $ 23,200.00 |
| 12% | Income from $ 23,200.01 | $ 94,300.00 |
| 22% | Income from $ 94,300.01 | $ 201,050.00 |
| 24% | Income from $ 201,050.01 | $ 383,900.00 |
| 32% | Income from $ 383,900.01 | $ 487,450.00 |
| 35% | Income from $ 487,450.01 | $ 731,200.00 |
| 37% | Income from $ 731,200.01 | and above |
However, deductions in the state of North Carolina include;
- Standard Deduction: Available to all taxpayers.
- Itemized Deductions: Available if they exceed the standard deduction, including:
- Home mortgage interest
- Real estate property taxes
- Qualified charitable contributions
- Medical and dental expenses
Table of Contents
- An overview of North Carolina Taxes
- Median household income in North Carolina
- North Carolina Tax Brackets 2024
- Federal Income Tax Tables in 2024 Based on Income
- Federal Single Filer Tax
- Federal Married (Joint) Filer Tax
- Federal Married (separate) Filer Tax
- Federal Head of Household Filer Tax
- Federal Widower Filer Tax
Frequently Asked Questions
No, North Carolina does not have local income taxes. The North Carolina Paycheck Calculator accounts for federal and state taxes, but since no cities in North Carolina levy local income taxes, this is not a factor in the calculations.
Yes, North Carolina allows specific itemized deductions that differ from federal deductions. These include:
- Qualified mortgage interest and real estate property taxes (capped at $20,000)
- Charitable contributions
- Medical and dental expenses
- Repayment of the claim of right income.
Yes, reputable paycheck calculators like the one from KEKA are updated regularly to reflect the latest tax laws. For 2024, North Carolina has a flat income tax rate of 4.75%.
North Carolina’s standard deduction amounts are slightly lower than federal amounts. For example, the standard deduction for single filers in North Carolina is $12,750, compared to the federal standard deduction of $13,850. Additionally, North Carolina does not allow all federal itemized deductions, limiting them to specific categories like mortgage interest and charitable contributions.
When using the KEKA Paycheck Calculator, you can enter details for multiple jobs or additional income sources. This includes specifying additional income in the “Other Income” section and adjusting withholding amounts accordingly.
Pre-tax deductions such as health insurance premiums and retirement contributions (e.g., 401(k)) can be entered into the KEKA Paycheck Calculator. These deductions reduce your taxable income, which in turn lowers the amount of federal and state taxes withheld from your paycheck.
Select the “Married Filing Jointly” status in the KEKA Paycheck Calculator to adjust for filing jointly. This will apply the appropriate standard deduction and tax rates for joint filers.
